curl --location 'localhost:6090/v1/auth/request-otp' \
--header 'client_id: 665dbafe0456e58048a19b9b' \
--header 'secret_key: 1uFzUOtgdG0rNYYiPjeSlNqJClhBPR9fu1CrECWz' \
--header 'Content-Type: application/json' \
--data '{
"phone": "+254799994444"
"channel": "sms"
}'
{
"ref": "R9Mc9gHe7kjBL0m4zMFbVRdMiZbss/lJfTixot4AoUGAF9HVOwt9oE8qET55"
}